A Mobile Home Inspection – 5 Ways How It Differs From A Regular Home Inspection

Article by D Waterman

When it comes to mobile homes, the inspection process is a bit different. They are built much differently than you typical home and specific details must be inspected and addressed that aren’t reviewed in a normal home. Here is a quick list of how mobile homes differ from standard homes, and why they require a different home inspection.

Mobile Home vs. Normal Home

Mobile Homes (Manufactured homes as they are now called) are not built the same as a site built home. They have a number of items that make them significantly different.

1) METAL LEGS: Mobile homes rest on metal legs that over time can rust, shift or become loose from the homes main support beams resulting in many problems. Your traditional home is on a solid foundation that doesn’t rust. However, based on seismic activity, the foundation of a normal home can shift.

2) ALUMINUM WIRING: Many mobile homes have aluminum wiring. If it does then it needs to be inspected and maintained. Your traditional house has wiring that’s typically copper based. However this can vary and in some cases does require an inspection.

3) WATER LINES: The water lines and connections many times are not welded and can become loose and start small leaks that result in expensive repairs. Cracks in pipes in your traditional house can also cause such damage, however because pipes are fitted together differently with other homes, such issues tend not to occur as frequently as in a manufactured home.

4) WALLS AND CEILINGS: As might be expected, walls and ceilings may not be insulated properly resulting in excessive use of your heater and or air conditioning system and this means spending extra money. The walls of mobile homes tend to be thinner than your traditional home. With a non-mobile home, insulation in walls must meet a different level of inspection.

5) WINDS: A big issue with mobile homes that a more traditional house does face is wind. Wind can cause damage to a mobile home easier than a non-mobile home. That’s because the foundation isn’t as secure (if it was, it wouldn’t be considered “mobile”). The Department of Housing and Urban Development (HUD) has set in place special windzones in various parts of the county. These zones establish the severity of high winds in the area that could affect the stability and integrity of a manufacture, mobile home. For example, Florida has various windzones with levels such as windzone 2 and windzone 3 (South Florida is windzone 3, the strongest windzone).

These are 5 specific issues that a mobile has that traditional homes don’t. But regardless of whether you own a mobile or traditional home, an inspection is necessary if you want to ensure the integrity of your house or a home you’re about to purchase. Over time we accumulate items and may improperly store them in places that can create unseen issues with your home. Everyday new items come onto the market to help make our homes safer to live in. However if you don’t know that your home has issues and problems, then you don’t know your home needs these items until it’s too late. For these reasons you can see why it is important to have your home inspected on a regular basis.

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Review: manufactured homes vs mobile homes

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manufactured homes vs mobile homes

Article by Jlmartinlaw

Real Estate Litigation: Real properties are compared with personal property. The topic comes up with lot of real estate transaction it gets difficult with buyers and sellers. According to contract law

Personal properties are defined with the owned and does not have to fit with the definition of the real property. All properties can be owned and it does not fit with the real property. In other words it is not real property then it is personal property. An important aspect of two personal property is movable. Personally properties are referred as chattels. For those of you who like to work on expanding your vocabulary.

Next let’s look at some examples of personal property including manufactured housing, classification of fixtures, crops.

Manufacturing Housing is defined as dwellings and it is constructed for home site. Normal constructions are not at home site. It is normally trucked with the place on the property. For those who are breaking down the word are manufactured and it wonders with homes with considered manufactured. Since they are all manufactured with the mobile homes. If it is just hooked up for utilities then it is personal property. Well it is real property with taxes and higher the reason is government sees homes as they are essential for adding values to land.

Plants and Crops: There are two different categories which are differs from each other. Trees and shrubbery do not require annual cultivation of real property with the real estate. And these are transferred with the sale of the property. Harvesting crops on other hand are on an annual basis. They are considered emblematic. Personal property and in the sale of the property, the crops that are being produced stay with the seller for that current harvest. Real propeties of trees are cut down and they are separated from land called severance. It becomes personal property with possible same things but on other side the tree that was cut down is used to build a home on the property, through annexation, it become real property.

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Lenders are often looking for ways to either deny a loan modification or they negotiate terms that are at a disadvantage for you. The best way to get a loan modification that is reasonable is to go through an attorney. Attorneys have a position of strength that they can use to legally and rightfully assist people in getting a modification for their home loan. An attorney will gather all of the facts needed and will present a case that is adequate enough to present to your lender, putting you in a position to get what you deserve.

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